/* vanilla base reset (no framework) */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--ms537tg-font, system-ui, -apple-system, 'Segoe UI', Helvetica, Arial, sans-serif); line-height: 1.5; color: var(--ms537tg-ink, #111); background: var(--ms537tg-bg, #fff); }
h1, h2, h3, h4, h5, h6 { font-family: var(--ms537tg-font-display, var(--ms537tg-font, system-ui, sans-serif)); }
img, svg, video, canvas { max-width: 100%; height: auto; }
a { color: inherit; }
*:focus-visible { outline: 2px solid var(--ms537tg-primary, #2563eb); outline-offset: 2px; }
/* visibility shim for framework toggles */
.hidden { display: none !important; }

/* design tokens */
:root {
  --ms537tg-primary: #121826;
  --ms537tg-secondary: #F6F7F9;
  --ms537tg-accent: #0F8B8D;
  --ms537tg-ink: #0B1220;
  --ms537tg-slate: #5B6472;
  --ms537tg-mist: #E6F7F7;
  --ms537tg-border: #E5E7EB;
  --ms537tg-surface: #FFFFFF;
  --ms537tg-bg: #F6F7F9;
  --ms537tg-text: #111827;
  --ms537tg-font: 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif;
  --ms537tg-font-display: 'Optima', 'Segoe UI', Candara, 'Gill Sans', 'Gill Sans MT', sans-serif;
}

/* state utilities */
.is-open { display: block !important; }
.is-active { display: block !important; }
[hidden] { display: none !important; }

/* framework-injected components (vanilla) */
[data-ms537tg-ui="cookie-banner"] { position: fixed; left: 1rem; right: 1rem; bottom: 1rem; z-index: 9999; margin: 0 auto; max-width: 56rem; border: 1px solid var(--ms537tg-border, #e5e7eb); background: var(--ms537tg-surface, #fff); border-radius: 1rem; padding: 1rem; box-shadow: 0 10px 30px rgba(0,0,0,.15); }
[data-ms537tg-ui="cookie-banner"] > div { display: flex; flex-wrap: wrap; gap: 1rem; align-items: flex-start; justify-content: space-between; }
[data-ms537tg-ui="cookie-banner"] > div > div:last-child { display: flex; flex-wrap: wrap; gap: .5rem; }
[data-ms537tg-ui="cookie-banner"] a { text-decoration: underline; }
[data-ms537tg-cs-action], [data-ms537tg-ag-action] { cursor: pointer; border-radius: .5rem; padding: .5rem .9rem; font-size: .8rem; border: 1px solid var(--ms537tg-border, #d1d5db); background: transparent; color: var(--ms537tg-ink, #111); }
[data-ms537tg-cs-action="accept-all"], [data-ms537tg-cs-action="save"], [data-ms537tg-ag-action="confirm"] { background: var(--ms537tg-primary, #2563eb); color: #fff; border-color: transparent; font-weight: 600; }
[data-ms537tg-cs-action="reject-all"] { background: var(--ms537tg-ink, #111); color: #fff; border-color: transparent; font-weight: 600; }
[data-ms537tg-cs-panel] { margin-top: 1rem; border: 1px solid var(--ms537tg-border, #e5e7eb); background: var(--ms537tg-surface, #fff); border-radius: .75rem; padding: 1rem; font-size: .875rem; }
[data-ms537tg-cs-panel] > div { display: flex; flex-wrap: wrap; gap: .75rem; }
[data-ms537tg-ui="cookie-banner"] label { display: inline-flex; align-items: center; gap: .5rem; }
[data-ms537tg-ui="age-gate-overlay"] { position: fixed; inset: 0; z-index: 10000; display: flex; align-items: center; justify-content: center; background: rgba(0,0,0,.8); }
[data-ms537tg-ui="age-gate-overlay"] > div { width: 100%; max-width: 28rem; margin: 0 1rem; background: var(--ms537tg-surface, #1a1a2e); color: var(--ms537tg-ink, #fff); border-radius: 1rem; padding: 2rem; text-align: center; box-shadow: 0 20px 60px rgba(0,0,0,.4); }
[data-ms537tg-ui="age-gate-overlay"] > div > div:last-of-type { display: flex; flex-direction: column; gap: .75rem; }
[data-ms537tg-ag-action] { padding: .75rem 1.5rem; }

/* sections */
/* ms537tg:header */
/* ms537tg:header */
#header.site-header{position:sticky;top:0;z-index:50;background:var(--ms537tg-surface);border-bottom:1px solid var(--ms537tg-border);}
#header .header-inner{max-width:72rem;margin:0 auto;padding:14px var(--gutter, 24px);display:flex;align-items:center;justify-content:space-between;gap:16px;}
#header .brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ms537tg-ink);min-width:160px;}
#header .brand-mark{width:28px;height:28px;border-radius:6px;background:var(--ms537tg-mist);border:1px solid var(--ms537tg-border);display:inline-flex;align-items:center;justify-content:center;color:var(--ms537tg-accent);font-size:14px;line-height:1;}
#header .brand-name{font-family:var(--font-sans, 'Segoe UI');font-weight:800;letter-spacing:-0.01em;font-size:1.05rem;}
#header .menu-toggle{display:none;border:1px solid var(--ms537tg-border);background:var(--ms537tg-surface);color:var(--ms537tg-ink);border-radius:10px;padding:10px 14px;font:600 0.95rem/1 var(--font-sans, 'Segoe UI');min-height:44px;}
#header .menu-toggle:focus-visible{outline:3px solid color-mix(in oklab, var(--ms537tg-accent), white 25%);outline-offset:2px;}
#header .nav{flex:1;display:flex;justify-content:flex-end;}
#header .nav-list{list-style:none;margin:0;padding:0;display:flex;gap:18px;align-items:center;flex-wrap:wrap;justify-content:flex-end;}
#header .nav-link{display:inline-flex;align-items:center;gap:8px;text-decoration:none;color:var(--ms537tg-slate);font:600 0.95rem/1.2 var(--font-sans, 'Segoe UI');padding:10px 8px;border-radius:10px;border:1px solid transparent;}
#header .nav-link:focus-visible{outline:3px solid color-mix(in oklab, var(--ms537tg-accent), white 20%);outline-offset:2px;}
#header .nav-link:hover{color:var(--ms537tg-ink);border-color:var(--ms537tg-border);background:var(--ms537tg-secondary);}
#header .nav-link-phone{color:var(--ms537tg-ink);}
#header::selection{background:color-mix(in oklab, var(--ms537tg-accent), white 30%);color:var(--ms537tg-ink);}

@media (max-width: 768px){
  #header .header-inner{padding:12px 16px;}
  #header .menu-toggle{display:inline-flex;}
  #header .nav{display:none;}
  #header .nav[data-open="true"]{display:block;position:absolute;left:0;right:0;top:100%;background:var(--ms537tg-surface);border-bottom:1px solid var(--ms537tg-border);padding:14px 16px;}
  #header .nav-list{flex-direction:column;align-items:flex-start;gap:6px;}
  #header .nav-link{width:100%;padding:12px 12px;}
}

@media (prefers-reduced-motion: reduce){
  #header *{scroll-behavior:auto;transition:none !important;}
}

/* ms537tg:footer */
/* ms537tg:footer */
#footer{--f-gap:24px;--f-radius:var(--radius-lg);background:var(--ms537tg-bg);color:var(--ms537tg-text);border-top:1px solid var(--ms537tg-border)}
#footer .footer-inner{max-width:72rem;margin:0 auto;padding:clamp(2rem,4vw,3rem) var(--f-pad,clamp(1rem,4vw,3rem));}
#footer .footer-grid{display:grid;grid-template-columns:1.2fr 0.9fr 0.9fr;gap:var(--f-gap);align-items:start}
#footer .footer-col{background:transparent}
#footer .footer-ms537tg-b-top{display:flex;flex-direction:column;gap:12px}
#footer .footer-mark{font-family:var(--ms537tg-sans, 'Segoe UI, Candara, Gill Sans, Trebuchet MS, sans-serif');font-weight:800;letter-spacing:-0.02em;font-size:1.25rem}
#footer .footer-disclaimer{margin:0;color:var(--ms537tg-slate);font-size:0.9rem;line-height:1.5}
#footer .footer-business-name{margin:0 0 12px 0;color:var(--ms537tg-ink)}
#footer .footer-address{margin:0;display:flex;flex-direction:column;gap:8px;font-style:normal}
#footer .footer-link{color:var(--ms537tg-ink);text-decoration:none;border-bottom:1px solid transparent;padding-bottom:2px;outline:none}
#footer .footer-link:hover{border-bottom-color:var(--ms537tg-accent)}
#footer .footer-link:focus-visible{border-bottom-color:var(--ms537tg-accent);box-shadow:0 0 0 3px color-mix(in srgb, var(--ms537tg-accent) 25%, transparent)}
#footer .footer-heading{margin:0 0 12px 0;font-size:0.95rem;letter-spacing:0.08em;text-transform:uppercase;color:var(--ms537tg-ink)}
#footer .footer-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
#footer .footer-bottom{margin-top:clamp(1.5rem,3vw,2rem);padding-top:16px;border-top:1px solid var(--ms537tg-border);display:flex;justify-content:space-between;gap:16px;align-items:center;flex-wrap:wrap}
#footer .footer-copyright{margin:0;color:var(--ms537tg-slate);font-size:0.9rem}
#footer .footer-brand{font-weight:700;color:var(--ms537tg-ink)}
#footer .footer-legal-link{font-size:0.9rem}
@media (max-width: 768px){#footer .footer-grid{grid-template-columns:1fr;gap:20px}#footer .footer-inner{padding-left:clamp(1rem,5vw,1.25rem);padding-right:clamp(1rem,5vw,1.25rem)}#footer .footer-bottom{justify-content:flex-start}}
@media (prefers-reduced-motion: reduce){#footer .footer-link{transition:none}} 
#footer ::selection{background:color-mix(in srgb, var(--ms537tg-accent) 30%, transparent)}
/* ms537tg:sticky-cta-bar */
/* ms537tg:sticky-cta-bar */
#sticky-cta-bar{position:sticky;top:0;z-index:50;background:var(--ms537tg-surface);border-bottom:1px solid var(--ms537tg-border)}
#sticky-cta-bar .sticky-cta-inner{max-width:72rem;margin:0 auto;padding:14px 22px;display:flex;align-items:center;justify-content:space-between;gap:18px}
#sticky-cta-bar .sticky-cta-left{min-width:240px}
#sticky-cta-kicker{margin:0 0 4px 0;font-size:0.875rem;letter-spacing:0.04em;text-transform:uppercase;color:var(--ms537tg-slate);font-weight:700}
#sticky-cta-copy{margin:0;font-size:1rem;line-height:1.35;color:var(--ms537tg-ink)}
#sticky-cta-bar .sticky-cta-right{display:flex;flex-direction:column;align-items:flex-end;gap:8px}
#sticky-cta-bar .sticky-cta-actions{display:flex;align-items:center;gap:12px;flex-wrap:wrap;justify-content:flex-end}
#sticky-cta-bar .btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:11px 14px;border-radius:var(--radius-md,6px);text-decoration:none;font-weight:800;font-size:0.95rem;letter-spacing:0.01em;outline:0;transition:transform 160ms ease, box-shadow 160ms ease, background-color 160ms ease, border-color 160ms ease, color 160ms ease}
#sticky-cta-bar .btn-primary{background:var(--ms537tg-accent);color:var(--ms537tg-primary);border:1px solid var(--ms537tg-accent);box-shadow:0 10px 26px rgba(15,139,141,0.18)}
#sticky-cta-bar .btn-primary:hover{transform:translateY(-1px);box-shadow:0 14px 34px rgba(15,139,141,0.24)}
#sticky-cta-bar .btn-primary:active{transform:translateY(0)}
#sticky-cta-bar .btn-primary:disabled{opacity:.6;cursor:not-allowed}
#sticky-cta-bar .btn-ghost{background:var(--ms537tg-surface);color:var(--ms537tg-primary);border:1px solid var(--ms537tg-border)}
#sticky-cta-bar .btn-ghost:hover{border-color:var(--ms537tg-accent);box-shadow:0 12px 24px rgba(11,18,32,0.06)}
#sticky-cta-bar .btn:focus-visible{box-shadow:0 0 0 4px rgba(15,139,141,0.25);border-color:var(--ms537tg-accent)}
#sticky-cta-bar .sticky-cta-disclaimer{max-width:520px;font-size:0.875rem;line-height:1.3;color:var(--ms537tg-slate)}
@media (max-width:768px){
  #sticky-cta-bar .sticky-cta-inner{padding:12px 16px;align-items:flex-start}
  #sticky-cta-bar .sticky-cta-left{min-width:0}
  #sticky-cta-bar .sticky-cta-right{align-items:flex-start}
  #sticky-cta-bar .sticky-cta-actions{justify-content:flex-start}
  #sticky-cta-bar .sticky-cta-disclaimer{max-width:none}
}
@media (prefers-reduced-motion: reduce){
  #sticky-cta-bar .btn{transition:none}
  #sticky-cta-bar .btn-primary:hover,#sticky-cta-bar .btn-ghost:hover{transform:none}
}
#sticky-cta-bar ::selection{background:rgba(15,139,141,0.22)}
/* ms537tg:hero-proof */
/* ms537tg:hero-proof */
#hero-proof{--local-gap:24px; background:var(--ms537tg-bg); color:var(--ms537tg-text); padding:clamp(28px,6vw,64px) 0;}
#hero-proof .container{max-width:72rem; margin:0 auto; padding:0 clamp(16px,4vw,24px);}
#hero-proof .grid{display:grid; grid-template-columns: 7fr 5fr; gap:clamp(18px,4vw,32px); align-items:start;}
#hero-proof .hero-left{padding-top:10px;}
#hero-proof .section-label{font-family:var(--ms537tg-sans, 'Segoe UI'); letter-spacing:.12em; text-transform:uppercase; font-size:.75rem; color:var(--ms537tg-slate); margin-bottom:14px;}
#hero-proof .hero-title{font-family:'Optima','Segoe UI','Candara','Gill Sans','Gill Sans MT',sans-serif; font-weight:650; letter-spacing:-0.015em; line-height:1.08; font-size:clamp(2.1rem,4.3vw,3.3rem); margin:0 0 14px 0; text-wrap:balance;}
#hero-proof .hero-subhead{margin:0 0 18px 0; font-size:1.02rem; line-height:1.6; color:var(--ms537tg-text); max-width:38rem;}
#hero-proof .proof-bullets{list-style:none; padding:0; margin:18px 0 0 0; display:flex; flex-direction:column; gap:14px;}
#hero-proof .proof-bullet{display:flex; gap:12px; align-items:flex-start; padding:12px 14px; border:1px solid rgba(229,231,235,.9); border-radius:var(--ms537tg-radius-md, 6px); background:var(--ms537tg-surface);}
#hero-proof .proof-icon{width:28px; height:28px; border-radius:6px; display:flex; align-items:center; justify-content:center; background:rgba(15,139,141,.12); color:var(--ms537tg-accent); font-weight:800; flex:0 0 auto; font-size:1rem;}
#hero-proof .proof-text{line-height:1.45; color:var(--ms537tg-text); font-size:.98rem;}
#hero-proof .cta-area{margin-top:22px; display:flex; flex-direction:column; gap:10px;}
#hero-proof .cta-actions{display:flex; gap:12px; align-items:center; flex-wrap:wrap;}
#hero-proof .btn{display:inline-flex; align-items:center; justify-content:center; height:44px; padding:0 16px; border-radius:var(--ms537tg-radius-sm, 6px); text-decoration:none; font-weight:700; border:1px solid var(--ms537tg-border); color:var(--ms537tg-ink); background:var(--ms537tg-surface);}
#hero-proof .btn:focus-visible{outline:3px solid rgba(15,139,141,.35); outline-offset:2px;}
#hero-proof .btn-primary{background:var(--ms537tg-accent); border-color:var(--ms537tg-accent); color:#fff;}
#hero-proof .btn-primary:hover{filter:brightness(1.03);}
#hero-proof .btn-ghost{background:var(--ms537tg-surface); border-color:rgba(15,139,141,.35); color:var(--ms537tg-ink);}
#hero-proof .btn-ghost:hover{border-color:rgba(15,139,141,.7); background:rgba(15,139,141,.06);}
#hero-proof .btn-wide{width:100%; height:48px; font-size:1rem;}
#hero-proof .disclaimer{margin:0; color:var(--ms537tg-slate); font-size:.9rem; line-height:1.45; padding-top:4px;}

#hero-proof .hero-right{position:relative;}
#hero-proof .trust-card{background:var(--ms537tg-surface); border:1px solid var(--ms537tg-border); border-radius:var(--ms537tg-radius-md, 6px); padding:18px; box-shadow:0 10px 26px rgba(11,18,32,.06);}
#hero-proof .trust-head{padding:2px 2px 10px 2px;}
#hero-proof .trust-title{font-family:'Optima','Segoe UI','Candara','Gill Sans','Gill Sans MT',sans-serif; font-size:1.25rem; font-weight:700; letter-spacing:-0.01em;}
#hero-proof .trust-sub{margin-top:4px; color:var(--ms537tg-slate); font-size:.93rem; line-height:1.4;}

#hero-proof .kpi-row{display:grid; grid-template-columns:1fr; gap:10px; margin:10px 0 2px 0;}
#hero-proof .kpi-chip{border:1px solid rgba(229,231,235,.95); border-radius:8px; padding:12px 12px; background:rgba(230,247,247,.55); display:flex; align-items:baseline; gap:10px;}
#hero-proof .kpi-num{color:var(--ms537tg-accent); font-weight:850; font-variant-numeric:tabular-nums; font-size:1.25rem; letter-spacing:-0.02em;}
#hero-proof .kpi-label{color:var(--ms537tg-text); font-size:.9rem; line-height:1.25; font-weight:650;}

#hero-proof .divider{height:1px; background:rgba(229,231,235,.95); margin:14px 0;}
#hero-proof .compliance-row{display:flex; flex-direction:column; gap:10px;}
#hero-proof .compliance-label{font-weight:800; font-size:.93rem; color:var(--ms537tg-text);}
#hero-proof .logo-strip{display:flex; flex-wrap:wrap; gap:10px;}
#hero-proof .logo-pill{border:1px solid rgba(15,139,141,.25); background:rgba(15,139,141,.06); color:var(--ms537tg-ink); border-radius:999px; padding:8px 10px; font-weight:700; font-size:.86rem;}

#hero-proof .mini-stepper .stepper-title{font-weight:850; color:var(--ms537tg-text); font-size:.95rem; margin-bottom:10px;}
#hero-proof .steps{list-style:none; padding:0; margin:0; display:flex; flex-direction:column; gap:12px;}
#hero-proof .step{display:grid; grid-template-columns:44px 1fr; gap:12px; padding:12px; border:1px solid rgba(229,231,235,.95); border-radius:8px; background:var(--ms537tg-surface);}
#hero-proof .step-num{width:34px; height:34px; border-radius:10px; display:flex; align-items:center; justify-content:center; background:rgba(15,139,141,.14); color:var(--ms537tg-accent); font-weight:900; font-variant-numeric:tabular-nums;}
#hero-proof .step-name{font-weight:900; font-size:.95rem; margin-bottom:4px;}
#hero-proof .step-copy{color:var(--ms537tg-slate); font-size:.9rem; line-height:1.35;}

#hero-proof .trust-cta{margin-top:14px; display:flex; flex-direction:column; gap:10px;}
#hero-proof .phone-link{display:inline-flex; align-items:center; justify-content:center; height:44px; border-radius:var(--ms537tg-radius-sm, 6px); border:1px solid rgba(229,231,235,.95); background:var(--ms537tg-surface); text-decoration:none; color:var(--ms537tg-ink); font-weight:800;}
#hero-proof .phone-link:focus-visible{outline:3px solid rgba(15,139,141,.35); outline-offset:2px;}
#hero-proof .phone-link:hover{border-color:rgba(15,139,141,.6); background:rgba(15,139,141,.05);}

@media (max-width: 920px){
  #hero-proof .grid{grid-template-columns:1fr;}
  #hero-proof .hero-right{order:2;}
}
@media (prefers-reduced-motion: reduce){
  #hero-proof *{scroll-behavior:auto; transition:none !important;}
}
#hero-proof::selection{background:rgba(15,139,141,.25);}

/* ms537tg:testimonials-grid */
/* ms537tg:testimonials-grid */
#testimonials-grid{background:var(--ms537tg-bg);color:var(--ms537tg-text);padding:clamp(2.5rem,5vw,4.5rem) 0;}
#testimonials-grid *{box-sizing:border-box;}
#testimonials-grid .testimonials-shell{max-width:72rem;margin:0 auto;padding:0 clamp(1rem,4vw,3rem);}
#testimonials-grid .section-head{padding-bottom:clamp(1.25rem,2.8vw,2.2rem);}
#testimonials-grid .section-kicker{font-family:var(--font-family-sans, 'Segoe UI, Candara, Gill Sans, Trebuchet MS, sans-serif');letter-spacing:.14em;text-transform:uppercase;font-size:0.75rem;color:var(--ms537tg-accent);font-weight:700;margin-bottom:0.75rem;}
#testimonials-grid .section-title{font-family:var(--font-family-serif, 'Optima, Segoe UI, Candara, Gill Sans, Gill Sans MT, sans-serif');font-size:clamp(1.55rem,2.8vw,2.2rem);line-height:1.1;margin:0 0 0.9rem 0;letter-spacing:-0.01em;text-wrap:balance;}
#testimonials-grid .section-lede{margin:0;max-width:62ch;color:var(--ms537tg-slate);font-size:1rem;line-height:1.6;}
#testimonials-grid .testimonials-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(1rem,2.2vw,1.4rem);padding-top:clamp(0.75rem,1.2vw,1.2rem);}
#testimonials-grid .quote-card{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:6px;padding:1.25rem 1.2rem;box-shadow:0 1px 0 rgba(11,18,32,.03);transition:transform 160ms ease, box-shadow 160ms ease, border-color 160ms ease;}
#testimonials-grid .quote-card:hover{transform:translateY(-1px);box-shadow:0 10px 24px rgba(15,139,141,.08);border-color:rgba(15,139,141,.35);}
#testimonials-grid .quote-text{margin:0 0 0.9rem 0;font-size:1rem;line-height:1.55;color:var(--ms537tg-ink);}
#testimonials-grid .quote-meta{display:flex;flex-direction:column;gap:0.25rem;}
#testimonials-grid .quote-name{font-weight:800;color:var(--ms537tg-ink);font-size:0.95rem;}
#testimonials-grid .quote-role{color:var(--ms537tg-slate);font-size:0.875rem;}
#testimonials-grid .proof-foot{margin-top:clamp(1.25rem,3vw,2.2rem);display:flex;align-items:flex-start;justify-content:space-between;gap:1.25rem;border-top:1px solid var(--ms537tg-border);padding-top:clamp(1rem,2.2vw,1.4rem);}
#testimonials-grid .proof-note{color:var(--ms537tg-slate);font-size:0.95rem;line-height:1.6;max-width:70ch;}
#testimonials-grid .proof-link{display:inline-flex;align-items:center;gap:0.5rem;white-space:nowrap;color:var(--ms537tg-accent);text-decoration:none;font-weight:800;border-radius:6px;padding:0.6rem 0.8rem;border:1px solid rgba(15,139,141,.35);background:rgba(230,247,247,.55);transition:transform 160ms ease, box-shadow 160ms ease, background 160ms ease, border-color 160ms ease;}
#testimonials-grid .proof-link:hover{transform:translateY(-1px);background:var(--ms537tg-mist);box-shadow:0 10px 24px rgba(15,139,141,.12);border-color:rgba(15,139,141,.55);}
#testimonials-grid .proof-link:focus-visible{outline:3px solid rgba(15,139,141,.35);outline-offset:2px;}

@media (max-width: 1024px){
  #testimonials-grid .testimonials-grid{grid-template-columns:repeat(2,minmax(0,1fr));}
  #testimonials-grid .proof-foot{flex-direction:column;align-items:flex-start;}
}
@media (max-width: 640px){
  #testimonials-grid{padding:2.25rem 0;}
  #testimonials-grid .testimonials-grid{grid-template-columns:1fr;}
  #testimonials-grid .quote-card{padding:1.1rem 1rem;}
}

#testimonials-grid ::selection{background:rgba(15,139,141,.22);}
@media (prefers-reduced-motion: reduce){
  #testimonials-grid .quote-card,#testimonials-grid .proof-link{transition:none;}
  #testimonials-grid .quote-card:hover,#testimonials-grid .proof-link:hover{transform:none;}
}

/* ms537tg:how-it-works-preview */
/* ms537tg:how-it-works-preview */
#how-it-works-preview{padding:clamp(2.5rem,5vw,5rem) 0;background:var(--ms537tg-bg);color:var(--ms537tg-text);}
#how-it-works-preview .container{max-width:72rem;margin:0 auto;padding:0 clamp(1rem,3.5vw,3rem);}
#how-it-works-preview .section-head{margin-bottom:clamp(1.75rem,3vw,2.5rem);}
#how-it-works-preview .section-label{font-family:var(--font-sans, 'Segoe UI');letter-spacing:.12em;text-transform:uppercase;font-size:.75rem;color:var(--ms537tg-slate);margin-bottom:.75rem;}
#how-it-works-preview .section-title{font-family:var(--font-serif, Optima);font-size:clamp(1.5rem,3.2vw,2.3rem);line-height:1.15;margin:0 0 .9rem;letter-spacing:-.02em;text-wrap:balance;}
#how-it-works-preview .section-subtitle{margin:0;max-width:58ch;color:var(--ms537tg-slate);font-size:1rem;line-height:1.6;}
#how-it-works-preview .steps{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:1rem;}
#how-it-works-preview .step{display:grid;grid-template-columns:84px 1fr;gap:18px;align-items:flex-start;border:1px solid var(--ms537tg-border);background:var(--ms537tg-surface);border-radius:var(--ms537tg-radius-lg,10px);padding:clamp(1.1rem,2.2vw,1.5rem);box-shadow:0 1px 0 rgba(11,18,32,.04);}
#how-it-works-preview .step-num{width:56px;height:56px;border-radius:14px;background:rgba(15,139,141,.12);border:1px solid rgba(15,139,141,.35);display:flex;align-items:center;justify-content:center;font-weight:800;color:var(--ms537tg-accent);font-family:var(--font-sans, 'Segoe UI');font-size:1.25rem;}
#how-it-works-preview .step-title{margin:0 0 .45rem;font-family:var(--font-sans, 'Segoe UI');font-size:1.1rem;letter-spacing:-.01em;}
#how-it-works-preview .step-text{margin:0;color:var(--ms537tg-slate);line-height:1.65;}
#how-it-works-preview .step-kpi{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:1rem;}
#how-it-works-preview .chip{display:inline-flex;align-items:center;gap:.5rem;padding:.55rem .7rem;border-radius:999px;background:rgba(15,139,141,.10);border:1px solid rgba(15,139,141,.30);color:var(--ms537tg-ink, var(--ms537tg-text));font-size:.9rem;font-family:var(--font-sans, 'Segoe UI');white-space:nowrap;}
#how-it-works-preview .chip.subtle{background:var(--ms537tg-bg);border-color:var(--ms537tg-border);color:var(--ms537tg-slate);}
#how-it-works-preview .disclaimer{margin-top:clamp(1.25rem,2.5vw,2rem);padding:1rem 1.05rem;border:1px dashed rgba(11,18,32,.18);border-radius:var(--ms537tg-radius-md,6px);background:rgba(230,247,247,.35);}
#how-it-works-preview .disclaimer-text{margin:0;color:var(--ms537tg-ink);font-size:.95rem;line-height:1.5;}
#how-it-works-preview .preview-cta{margin-top:clamp(1.25rem,2.5vw,2rem);display:flex;gap:.85rem;align-items:center;flex-wrap:wrap;}
#how-it-works-preview .btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:.75rem 1rem;border-radius:var(--ms537tg-radius-md,6px);text-decoration:none;font-weight:700;font-family:var(--font-sans,'Segoe UI');font-size:1rem;}
#how-it-works-preview .btn.primary{background:var(--ms537tg-accent);color:var(--ms537tg-surface);border:1px solid rgba(15,139,141,.55);}
#how-it-works-preview .btn.ghost{background:var(--ms537tg-surface);color:var(--ms537tg-ink);border:1px solid var(--ms537tg-border);}
#how-it-works-preview .btn.primary:focus-visible,#how-it-works-preview .btn.ghost:focus-visible{outline:3px solid rgba(15,139,141,.35);outline-offset:2px;}
#how-it-works-preview .btn.primary:hover{filter:brightness(1.03);}
#how-it-works-preview .btn.ghost:hover{border-color:rgba(15,139,141,.45);}
#how-it-works-preview ::selection{background:rgba(15,139,141,.22);}
@media (prefers-reduced-motion:reduce){#how-it-works-preview *{scroll-behavior:auto;}}
@media (max-width:640px){#how-it-works-preview .step{grid-template-columns:72px 1fr;gap:14px;}}

/* ms537tg:services-matrix-preview */
/* ms537tg:services-matrix-preview */
#services-matrix-preview{background:var(--ms537tg-bg);color:var(--ms537tg-text);padding:clamp(2.5rem,6vw,5.25rem) 0;}
#services-matrix-preview .container{max-width:72rem;margin:0 auto;padding:0 clamp(1rem,4vw,3rem);}
#services-matrix-preview .section-head{max-width:58rem;margin-bottom:clamp(1.5rem,3.5vw,2.25rem);}
#services-matrix-preview .eyebrow{font:700 0.75rem/1.2 var(--font-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);letter-spacing:0.14em;text-transform:uppercase;color:var(--ms537tg-slate);margin-bottom:0.75rem;}
#services-matrix-preview .title{font:700 clamp(1.5rem,2.6vw,2.25rem)/1.15 var(--font-serif, 'Optima', 'Segoe UI', Candara, 'Gill Sans', 'Gill Sans MT', sans-serif);letter-spacing:-0.02em;text-wrap:balance;margin:0 0 0.75rem 0;}
#services-matrix-preview .lede{margin:0;max-width:62ch;color:var(--ms537tg-slate);font:400 1rem/1.6 var(--font-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);}
#services-matrix-preview .matrix-wrap{border:1px solid var(--ms537tg-border);background:var(--ms537tg-surface);border-radius:10px;overflow:hidden;}
#services-matrix-preview .matrix{width:100%;border-collapse:collapse;}
#services-matrix-preview thead th{background:#fff;border-bottom:1px solid var(--ms537tg-border);padding:1rem 1.25rem;text-align:left;font:700 0.95rem/1.3 var(--font-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);color:var(--ms537tg-ink);}
#services-matrix-preview .col-topic{width:32%;}
#services-matrix-preview tbody th{padding:1.15rem 1.25rem;vertical-align:top;border-bottom:1px solid var(--ms537tg-border);font:700 0.98rem/1.35 var(--font-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);}
#services-matrix-preview tbody td{padding:1.15rem 1.25rem;vertical-align:top;border-bottom:1px solid var(--ms537tg-border);color:var(--ms537tg-slate);font:400 0.98rem/1.6 var(--font-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);}
#services-matrix-preview tbody tr:last-child th,#services-matrix-preview tbody tr:last-child td{border-bottom:none;}
#services-matrix-preview .topic{color:var(--ms537tg-ink);}
#services-matrix-preview .accent-inline{color:var(--ms537tg-accent);font-weight:800;}
#services-matrix-preview .matrix-cta{padding:1.25rem;border-top:1px solid var(--ms537tg-border);background:var(--ms537tg-secondary);}
#services-matrix-preview .disclaimer{display:flex;gap:0.75rem;align-items:flex-start;max-width:80ch;margin-bottom:1rem;}
#services-matrix-preview .disclaimer-flag{display:inline-flex;align-items:center;justify-content:center;width:1.35rem;height:1.35rem;border-radius:6px;background:var(--ms537tg-mist);color:var(--ms537tg-accent);font-weight:900;flex:0 0 auto;margin-top:0.15rem;}
#services-matrix-preview .disclaimer-text{color:var(--ms537tg-slate);font:400 0.95rem/1.55 var(--font-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);}
#services-matrix-preview .cta-row{display:flex;gap:0.75rem;flex-wrap:wrap;align-items:center;}
#services-matrix-preview .btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 1.1rem;border-radius:6px;text-decoration:none;font:800 0.98rem/1 var(--font-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);letter-spacing:0.01em;transition:transform 160ms ease, box-shadow 160ms ease, background-color 160ms ease, border-color 160ms ease, color 160ms ease;}
#services-matrix-preview .btn:focus-visible{outline:3px solid rgba(15,139,141,0.35);outline-offset:2px;}
#services-matrix-preview .btn-primary{background:var(--ms537tg-accent);color:var(--ms537tg-surface);border:1px solid var(--ms537tg-accent);box-shadow:0 10px 24px rgba(15,139,141,0.18);}
#services-matrix-preview .btn-primary:hover{transform:translateY(-1px);box-shadow:0 12px 28px rgba(15,139,141,0.24);}
#services-matrix-preview .btn-secondary{background:transparent;color:var(--ms537tg-ink);border:1px solid var(--ms537tg-border);}
#services-matrix-preview .btn-secondary:hover{background:#fff;border-color:rgba(11,18,32,0.25);}
#services-matrix-preview .proof-note{margin-top:0.75rem;color:var(--ms537tg-slate);font:400 0.92rem/1.5 var(--font-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);}
#services-matrix-preview .sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;}
@media (max-width:768px){
  #services-matrix-preview .matrix-wrap{border-radius:10px;}
  #services-matrix-preview thead{display:none;}
  #services-matrix-preview .matrix{display:block;}
  #services-matrix-preview tbody tr{display:block;border-bottom:1px solid var(--ms537tg-border);}
  #services-matrix-preview tbody th,#services-matrix-preview tbody td{display:block;width:100%;padding:0.95rem 1rem;border-bottom:none;}
  #services-matrix-preview tbody th{padding-bottom:0.25rem;}
  #services-matrix-preview tbody td{padding-top:0.5rem;color:var(--ms537tg-slate);}
  #services-matrix-preview .matrix-cta{padding:1rem;}
  #services-matrix-preview .cta-row{flex-direction:column;align-items:stretch;}
  #services-matrix-preview .btn{width:100%;}
}
@media (prefers-reduced-motion:reduce){
  #services-matrix-preview .btn{transition:none;}
  #services-matrix-preview .btn-primary:hover{transform:none;}
}
#services-matrix-preview ::selection{background:rgba(15,139,141,0.22);}

/* ms537tg:contacts */
/* ms537tg:contacts */
#contacts{
  background:var(--ms537tg-bg);
  color:var(--ms537tg-text);
  padding:clamp(2.25rem,4.8vw,4rem) 0;
}
#contacts .contacts-shell{
  max-width:72rem;
  margin:0 auto;
  padding:0 clamp(1rem,3vw,1.5rem);
}
#contacts .contacts-grid{
  display:grid;
  grid-template-columns: 7fr 5fr;
  gap:clamp(1.25rem,3vw,2.25rem);
  align-items:start;
}
#contacts .section-label{
  display:inline-block;
  font-size:0.75rem;
  letter-spacing:0.14em;
  text-transform:uppercase;
  color:var(--ms537tg-slate);
  margin-bottom:0.75rem;
}
#contacts .section-heading{
  font-family:var(--font-serif, 'Optima, Segoe UI, Candara, Gill Sans', sans-serif);
  font-size:clamp(1.6rem,2.6vw,2.25rem);
  line-height:1.12;
  margin:0 0 0.75rem 0;
  text-wrap:balance;
}
#contacts .section-body{
  margin:0 0 1.25rem 0;
  color:var(--ms537tg-text);
  line-height:1.65;
  font-size:1rem;
}
#contacts .method-list{
  list-style:none;
  margin:0;
  padding:0;
  border:1px solid var(--ms537tg-border);
  border-radius:var(--radius-md,6px);
  background:var(--ms537tg-surface);
}
#contacts .method-item{
  display:grid;
  grid-template-columns: 10rem 1fr;
  gap:1rem;
  padding:0.9rem 1rem;
  border-top:1px solid var(--ms537tg-border);
}
#contacts .method-item:first-child{border-top:none;}
#contacts .method-kicker{
  font-size:0.875rem;
  color:var(--ms537tg-slate);
}
#contacts .method-link{
  color:var(--ms537tg-ink);
  text-decoration:underline;
  text-decoration-thickness:1px;
  text-underline-offset:3px;
}
#contacts .method-link:focus-visible{
  outline:3px solid rgba(15,139,13,0.25);
  outline-offset:2px;
}
#contacts .method-text{color:var(--ms537tg-text);}

#contacts .disclaimer{
  margin-top:1.1rem;
  padding:0.9rem 1rem;
  border:1px solid var(--ms537tg-border);
  border-radius:var(--radius-md,6px);
  background:var(--ms537tg-mist);
  color:var(--ms537tg-ink);
  line-height:1.5;
}

#contacts .contacts-form-panel{
  position:relative;
}
#contacts .card{
  border:1px solid var(--ms537tg-border);
  border-radius:var(--radius-lg,10px);
  background:var(--ms537tg-surface);
  padding:1.25rem;
  box-shadow: 0 1px 0 rgba(11,18,32,0.04);
}
#contacts .card-title{
  margin:0 0 0.5rem 0;
  font-size:1.2rem;
  font-family:var(--font-sans, 'Segoe UI', Candara, Gill Sans, Trebuchet MS, sans-serif);
  letter-spacing:-0.01em;
}
#contacts .card-body{
  margin:0 0 1rem 0;
  color:var(--ms537tg-text);
  line-height:1.6;
}
#contacts .contact-actions{
  display:flex;
  flex-wrap:wrap;
  gap:0.75rem;
  margin-bottom:1rem;
}
#contacts .btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:44px;
  padding:0.65rem 1rem;
  border-radius:var(--radius-md,6px);
  font-weight:600;
  text-decoration:none;
  border:1px solid transparent;
}
#contacts .btn-primary{
  background:var(--ms537tg-accent);
  color:var(--ms537tg-surface);
  border-color:var(--ms537tg-accent);
}
#contacts .btn-primary:hover{background:color-mix(in srgb, var(--ms537tg-accent) 88%, var(--ms537tg-ink));}
#contacts .btn-primary:focus-visible{outline:3px solid rgba(15,139,13,0.35); outline-offset:2px;}
#contacts .btn-ghost{
  background:var(--ms537tg-surface);
  color:var(--ms537tg-ink);
  border-color:var(--ms537tg-border);
}
#contacts .btn-ghost:hover{background:var(--ms537tg-secondary);}
#contacts .btn-ghost:focus-visible{outline:3px solid rgba(11,18,32,0.2); outline-offset:2px;}

#contacts .trust-row{
  display:flex;
  gap:1rem;
  align-items:stretch;
  border-top:1px solid var(--ms537tg-border);
  border-bottom:1px solid var(--ms537tg-border);
  padding:0.95rem 0;
  margin:1rem 0;
}
#contacts .trust-item{flex:1;}
#contacts .trust-number{
  font-variant-numeric:tabular-nums;
  font-size:1.35rem;
  font-weight:800;
  letter-spacing:-0.02em;
  color:var(--ms537tg-accent);
}
#contacts .trust-label{
  margin-top:0.15rem;
  color:var(--ms537tg-slate);
  font-size:0.875rem;
  line-height:1.35;
}
#contacts .trust-divider{width:1px;background:var(--ms537tg-border);}
#contacts .microcopy{
  color:var(--ms537tg-slate);
  line-height:1.5;
  font-size:0.95rem;
}
#contacts .form-quick-links{
  display:flex;
  flex-wrap:wrap;
  gap:0.5rem;
  align-items:center;
  margin-top:1rem;
}
#contacts .link{
  color:var(--ms537tg-ink);
  text-decoration:underline;
  text-decoration-thickness:1px;
  text-underline-offset:3px;
}
#contacts .dot{color:var(--ms537tg-slate);}

#contacts ::selection{background:var(--ms537tg-accent); color:var(--ms537tg-surface);} 

@media (max-width: 980px){
  #contacts .contacts-grid{grid-template-columns:1fr;}
  #contacts .method-item{grid-template-columns: 9rem 1fr;}
}
@media (prefers-reduced-motion: reduce){
  #contacts .btn{transition:none;}
  #contacts .btn:hover{transform:none;}
}

/* ms537tg:sticky-cta-bar */
/* ms537tg:sticky-cta-bar */
#sticky-cta-bar.sticky-cta-bar{position:sticky;top:0;z-index:50;background:var(--ms537tg-surface);border-bottom:1px solid var(--ms537tg-border);padding:14px 0;}
#sticky-cta-bar .sticky-inner{max-width:72rem;margin:0 auto;padding:0 clamp(1rem,4vw,3rem);display:flex;align-items:flex-start;justify-content:space-between;gap:18px;}
#sticky-cta-bar .sticky-left{min-width:0;}
#sticky-cta-bar .sticky-kicker{font-family:var(--font-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);font-size:0.75rem;letter-spacing:0.08em;text-transform:uppercase;color:var(--ms537tg-slate);margin-bottom:6px;}
#sticky-cta-bar .sticky-message{font-family:var(--font-serif, 'Optima', 'Segoe UI', Candara, 'Gill Sans', 'Gill Sans MT', sans-serif);font-size:1.15rem;line-height:1.25;color:var(--ms537tg-ink);text-wrap:balance;}
#sticky-cta-bar .sticky-actions{display:flex;align-items:center;gap:12px;}
#sticky-cta-bar .btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 14px;border-radius:var(--radius-md, 6px);text-decoration:none;font-family:var(--font-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);font-weight:600;font-size:0.95rem;letter-spacing:0.01em;outline:none;}
#sticky-cta-bar .btn-primary{background:var(--ms537tg-accent);color:#ffffff;border:1px solid var(--ms537tg-accent);}
#sticky-cta-bar .btn-primary:hover{filter:saturate(1.02) brightness(1.02);}
#sticky-cta-bar .btn-primary:active{transform:translateY(1px);}
#sticky-cta-bar .btn-secondary{background:#ffffff;color:var(--ms537tg-ink);border:1px solid var(--ms537tg-border);}
#sticky-cta-bar .btn-secondary:hover{border-color:var(--ms537tg-border);background:var(--ms537tg-secondary);}
#sticky-cta-bar .btn-secondary:active{transform:translateY(1px);}
#sticky-cta-bar .btn:focus-visible{box-shadow:0 0 0 3px rgba(15,139,141,0.25);}
#sticky-cta-bar .sticky-disclaimer{max-width:72rem;margin:10px auto 0;padding:0 clamp(1rem,4vw,3rem);font-family:var(--font-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);font-size:0.875rem;line-height:1.35;color:var(--ms537tg-slate);}
#sticky-cta-bar ::selection{background:rgba(15,139,141,0.22);}
@media (max-width:768px){
  #sticky-cta-bar .sticky-inner{flex-direction:column;align-items:flex-start;}
  #sticky-cta-bar .sticky-actions{width:100%;}
  #sticky-cta-bar .btn{flex:1;}
}
@media (prefers-reduced-motion:reduce){
  #sticky-cta-bar .btn{transition:none;}
  #sticky-cta-bar .btn:active{transform:none;}
}

/* ms537tg:services-ownership-matrix */
/* ms537tg:services-ownership-matrix */
#services-ownership-matrix{background:var(--ms537tg-bg);color:var(--ms537tg-text);padding:clamp(2.5rem,4vw,4rem) var(--gutter,clamp(1rem,4vw,3rem));}
#services-ownership-matrix .shell{max-width:72rem;margin:0 auto;}
#services-ownership-matrix .section-head{max-width:60rem;margin-bottom:clamp(1.5rem,3vw,2.5rem);}
#services-ownership-matrix .section-label{font-family:var(--font-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);letter-spacing:.12em;text-transform:uppercase;font-size:0.75rem;color:var(--ms537tg-slate);margin-bottom:.75rem;}
#services-ownership-matrix .section-title{font-family:var(--font-serif, 'Optima','Segoe UI',Candara,'Gill Sans','Gill Sans MT',sans-serif);font-size:clamp(1.6rem,2.8vw,2.4rem);line-height:1.12;letter-spacing:-0.02em;text-wrap:balance;margin:0 0 .75rem 0;}
#services-ownership-matrix .section-subtitle{margin:0;color:var(--ms537tg-slate);font-size:1rem;max-width:52rem;}
#services-ownership-matrix .matrix-wrap{border:1px solid var(--ms537tg-border);border-radius:6px;background:var(--ms537tg-surface);overflow:hidden;box-shadow:0 1px 0 rgba(11,18,32,.03);}
#services-ownership-matrix .matrix-header{display:grid;grid-template-columns:1fr 1fr;background:var(--ms537tg-secondary);border-bottom:1px solid var(--ms537tg-border);}
#services-ownership-matrix .col-h{padding:18px 20px;font-weight:700;font-family:var(--font-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);font-size:.95rem;color:var(--ms537tg-ink);}
#services-ownership-matrix .matrix-row{display:grid;grid-template-columns:1fr 1fr;gap:0;border-bottom:1px solid var(--ms537tg-border);}
#services-ownership-matrix .matrix-row:last-child{border-bottom:none;}
#services-ownership-matrix .cell{padding:20px 20px;}
#services-ownership-matrix .cell-what{background:linear-gradient(0deg, rgba(15,139,141,.05), rgba(15,139,141,.05)) padding-box;}
#services-ownership-matrix .cell-approve{background:transparent;}
#services-ownership-matrix .row-title{font-weight:800;color:var(--ms537tg-ink);font-size:1rem;margin-bottom:.6rem;display:flex;align-items:center;gap:.55rem;}
#services-ownership-matrix .row-title::before{content:"";width:10px;height:10px;border-radius:3px;background:var(--ms537tg-accent);box-shadow:0 0 0 3px rgba(15,139,141,.12);flex:0 0 auto;}
#services-ownership-matrix .cell-approve .row-title::before{background:rgba(11,18,32,.18);box-shadow:0 0 0 3px rgba(11,18,32,.08);}
#services-ownership-matrix .row-list{margin:0;padding-left:1.1rem;color:var(--ms537tg-text);}
#services-ownership-matrix .row-list li{margin:.5rem 0;color:var(--ms537tg-text);font-size:.98rem;line-height:1.45;}
#services-ownership-matrix .callout{margin-top:1.25rem;display:flex;align-items:flex-start;gap:.75rem;padding:16px 18px;background:var(--ms537tg-mist);border:1px solid rgba(15,139,141,.25);border-radius:10px;}
#services-ownership-matrix .callout-icon{color:var(--ms537tg-accent);font-weight:900;line-height:1;transform:translateY(1px);}
#services-ownership-matrix .callout-text{margin:0;color:var(--ms537tg-ink);font-size:.98rem;}
#services-ownership-matrix .matrix-links{margin-top:1.25rem;display:flex;gap:14px;flex-wrap:wrap;}
#services-ownership-matrix .link{display:inline-flex;align-items:center;gap:.5rem;color:var(--ms537tg-accent);text-decoration:none;font-weight:700;border:1px solid rgba(15,139,141,.28);padding:10px 12px;border-radius:6px;background:var(--ms537tg-surface);}
#services-ownership-matrix .link:hover{background:rgba(15,139,141,.08);}
#services-ownership-matrix .link:focus-visible{outline:3px solid rgba(15,139,141,.35);outline-offset:2px;}
#services-ownership-matrix ::selection{background:rgba(15,139,141,.22);}
@media (max-width: 820px){
  #services-ownership-matrix{padding:clamp(2.25rem,5vw,3.25rem) var(--gutter,clamp(1rem,4vw,2rem));}
  #services-ownership-matrix .matrix-header{grid-template-columns:1fr;}
  #services-ownership-matrix .matrix-row{grid-template-columns:1fr;}
  #services-ownership-matrix .cell-approve{border-top:1px dashed var(--ms537tg-border);}
}
@media (prefers-reduced-motion: reduce){
  #services-ownership-matrix .link{transition:none;}
}

/* ms537tg:services-inclusions */
/* ms537tg:services-inclusions */
#services-inclusions{--local-gap:clamp(16px,3vw,28px);background:var(--ms537tg-bg);color:var(--ms537tg-text);padding:clamp(36px,6vw,72px) 0;font-family:var(--font-family-sans, 'Segoe UI', Candara, 'Gill Sans', Trebuchet MS, sans-serif)}
#services-inclusions *{box-sizing:border-box}
#services-inclusions .container{max-width:1120px;margin:0 auto;padding:0 clamp(18px,3vw,24px)}
#services-inclusions .section-header{margin-bottom:24px}
#services-inclusions .kicker{font-size:0.75rem;letter-spacing:0.14em;text-transform:uppercase;color:var(--ms537tg-slate);margin-bottom:10px}
#services-inclusions .title{font-family:var(--font-family-serif, 'Optima', 'Segoe UI', Candara, 'Gill Sans', 'Gill Sans MT', sans-serif);font-size:clamp(1.6rem,3.4vw,2.3rem);line-height:1.1;margin:0 0 10px;letter-spacing:-0.02em;text-wrap:balance}
#services-inclusions .subtitle{margin:0;color:var(--ms537tg-slate);max-width:62ch;font-size:1rem;line-height:1.6}
#services-inclusions .inclusions-wrap{display:grid;grid-template-columns:1.35fr 0.65fr;gap:var(--local-gap);align-items:start}
#services-inclusions .inclusions-list{list-style:none;margin:0;padding:0;border-left:1px solid var(--ms537tg-border)}
#services-inclusions .inclusion-item{display:grid;grid-template-columns:44px 1fr;gap:16px;padding:18px 0 18px 16px;border-bottom:1px solid var(--ms537tg-border)}
#services-inclusions .inclusion-item:last-child{border-bottom:none}
#services-inclusions .icon{width:34px;height:34px;border-radius:999px;display:inline-flex;align-items:center;justify-content:center;background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);color:var(--ms537tg-accent);font-weight:700;font-size:0.95rem;flex:0 0 auto}
#services-inclusions .inclusion-title{margin:0 0 6px;font-size:1.05rem;letter-spacing:-0.01em}
#services-inclusions .inclusion-text{margin:0;color:var(--ms537tg-slate);line-height:1.6;font-size:0.98rem}
#services-inclusions .proof-strip{position:relative}
#services-inclusions .proof-card{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--ms537tg-radius-lg, 10px);padding:20px;box-shadow:0 1px 0 rgba(0,0,0,0.02)}
#services-inclusions .proof-top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:10px}
#services-inclusions .proof-label{font-size:0.875rem;color:var(--ms537tg-slate);font-weight:600}
#services-inclusions .proof-chip{font-size:0.85rem;color:var(--ms537tg-accent);background:var(--ms537tg-mist);border:1px solid rgba(15,139,141,0.35);padding:6px 10px;border-radius:999px;font-weight:700;white-space:nowrap}
#services-inclusions .proof-text{margin:0 0 14px;color:var(--ms537tg-slate);line-height:1.6}
#services-inclusions .link{display:inline-block;color:var(--ms537tg-accent);text-decoration:none;font-weight:700;border-bottom:1px solid rgba(15,139,141,0.35);padding-bottom:2px}
#services-inclusions .link:focus-visible{outline:3px solid rgba(15,139,141,0.35);outline-offset:3px;border-bottom-color:transparent}
#services-inclusions .link:hover{border-bottom-color:rgba(15,139,141,0.75)}
#services-inclusions .disclaimer{margin-top:28px;padding-top:18px;border-top:1px solid var(--ms537tg-border)}
#services-inclusions .disclaimer-row{display:flex;gap:12px;align-items:flex-start}
#services-inclusions .disclaimer-mark{width:28px;height:28px;border-radius:999px;display:inline-flex;align-items:center;justify-content:center;background:var(--ms537tg-mist);border:1px solid rgba(15,139,141,0.35);color:var(--ms537tg-accent);font-weight:900;flex:0 0 auto}
#services-inclusions .disclaimer-text{margin:0;color:var(--ms537tg-slate);line-height:1.6}
@media (max-width: 900px){#services-inclusions .inclusions-wrap{grid-template-columns:1fr;gap:18px}#services-inclusions .inclusions-list{border-left:none}#services-inclusions .inclusion-item{grid-template-columns:40px 1fr;padding-left:0;border-bottom:1px solid var(--ms537tg-border)}#services-inclusions .inclusion-item{border-bottom:1px solid var(--ms537tg-border)}#services-inclusions .inclusion-item{padding:16px 0 16px 0}#services-inclusions .inclusion-item:first-child{padding-top:0}#services-inclusions .proof-card{padding:18px}}
@media (prefers-reduced-motion: reduce){#services-inclusions .proof-card,#services-inclusions .link{transition:none}}
#services-inclusions ::selection{background:rgba(15,139,141,0.18);color:var(--ms537tg-ink)}
/* ms537tg:services-disclaimer */
/* ms537tg:services-disclaimer */
#services-disclaimer{background:var(--ms537tg-bg);color:var(--ms537tg-text);padding:clamp(2.5rem,4vw,4rem) 0;}
#services-disclaimer .container{max-width:72rem;margin:0 auto;padding:0 clamp(1rem,4vw,3rem);}
#services-disclaimer .disclaimer-head{margin-bottom:clamp(1.25rem,2.2vw,1.9rem);}
#services-disclaimer .kicker{font-family:var(--font-sans);letter-spacing:.12em;text-transform:uppercase;font-size:.75rem;color:var(--ms537tg-slate);margin-bottom:.6rem;}
#services-disclaimer .title{font-family:var(--font-serif);font-size:clamp(1.4rem,2.2vw,2.1rem);letter-spacing:-.02em;line-height:1.2;margin:0;max-width:30rem;text-wrap:balance;}
#services-disclaimer .disclaimer-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem;align-items:start;}
#services-disclaimer .disclaimer-card{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--ms537tg-radius-lg,10px);padding:1.5rem;box-shadow:0 1px 0 rgba(11,18,32,.03);}
#services-disclaimer .disclaimer-card.accent{border-color:rgba(15,139,141,.35);box-shadow:0 10px 30px rgba(15,139,141,.08);}
#services-disclaimer .card-title{margin:0 0 .75rem 0;font-family:var(--font-sans);font-size:1.05rem;letter-spacing:-.01em;color:var(--ms537tg-ink);}
#services-disclaimer .body{margin:0 0 1rem 0;line-height:1.6;font-size:1rem;color:var(--ms537tg-text);}
#services-disclaimer .list{margin:0;padding-left:1.15rem;}
#services-disclaimer .list-item{margin:.55rem 0;line-height:1.5;font-size:.98rem;color:var(--ms537tg-text);}
#services-disclaimer .fine{margin:.95rem 0 0 0;line-height:1.5;font-size:.9rem;color:var(--ms537tg-slate);}
#services-disclaimer .inline-link{color:var(--ms537tg-accent);text-decoration:none;border-bottom:1px solid rgba(15,139,141,.35);padding-bottom:.08rem;}
#services-disclaimer .inline-link:focus-visible{outline:3px solid rgba(15,139,141,.35);outline-offset:3px;border-bottom-color:transparent;border-radius:4px;}
#services-disclaimer ::selection{background:rgba(15,139,141,.22);}
@media (max-width: 768px){
  #services-disclaimer .disclaimer-grid{grid-template-columns:1fr;gap:1rem;}
  #services-disclaimer .disclaimer-card{padding:1.25rem;}
}
@media (prefers-reduced-motion: reduce){
  #services-disclaimer *{scroll-behavior:auto;}
}

/* ms537tg:sticky-cta-bar */
/* ms537tg:sticky-cta-bar */
#sticky-cta-bar.sticky-cta-bar{position:sticky;bottom:0;z-index:50;background:var(--ms537tg-surface);border-top:1px solid var(--ms537tg-border);box-shadow:0 -10px 24px rgba(11,18,32,.08)}
#sticky-cta-bar .sticky-cta-bar__inner{max-width:1120px;margin:0 auto;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px}
#sticky-cta-bar .sticky-cta-bar__copy{min-width:0}
#sticky-cta-bar .sticky-cta-bar__kicker{font:700 0.75rem/1.2 var(--font-family-sans, 'Segoe UI');letter-spacing:.12em;text-transform:uppercase;color:var(--ms537tg-slate);margin-bottom:6px}
#sticky-cta-bar .sticky-cta-bar__title{font:800 1.02rem/1.25 var(--font-family-sans, 'Segoe UI');color:var(--ms537tg-ink);letter-spacing:-.01em;text-wrap:balance}
#sticky-cta-bar .sticky-cta-bar__hint{margin-top:6px;font:400 .875rem/1.35 var(--font-family-sans, 'Segoe UI');color:var(--ms537tg-slate)}
#sticky-cta-bar .sticky-cta-bar__actions{display:flex;align-items:center;gap:12px;flex:0 0 auto}
#sticky-cta-bar .sticky-cta-bar__btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 14px;border-radius:var(--ms537tg-radius-md, 6px);text-decoration:none;font:800 .95rem/1.1 var(--font-family-sans, 'Segoe UI');letter-spacing:-.01em}
#sticky-cta-bar .sticky-cta-bar__btn--primary{background:var(--ms537tg-accent);color:var(--ms537tg-surface);border:1px solid color-mix(in oklab, var(--ms537tg-accent) 70%, var(--ms537tg-ink) 30%)}
#sticky-cta-bar .sticky-cta-bar__btn--ghost{background:var(--ms537tg-surface);color:var(--ms537tg-ink);border:1px solid var(--ms537tg-border)}
#sticky-cta-bar .sticky-cta-bar__btn:focus-visible{outline:3px solid color-mix(in oklab, var(--ms537tg-accent) 70%, #ffffff 30%);outline-offset:2px}
@media (hover:hover){
  #sticky-cta-bar .sticky-cta-bar__btn--primary:hover{filter:saturate(1.02);transform:translateY(-1px)}
  #sticky-cta-bar .sticky-cta-bar__btn--ghost:hover{border-color:color-mix(in oklab, var(--ms537tg-accent) 55%, var(--ms537tg-border) 45%);transform:translateY(-1px)}
}
@media (prefers-reduced-motion: reduce){
  #sticky-cta-bar .sticky-cta-bar__btn{transition:none}
  #sticky-cta-bar .sticky-cta-bar__btn:hover{transform:none}
}
@media (max-width: 768px){
  #sticky-cta-bar .sticky-cta-bar__inner{padding:12px 16px;align-items:flex-start;gap:12px}
  #sticky-cta-bar .sticky-cta-bar__title{font-size:1rem}
  #sticky-cta-bar .sticky-cta-bar__hint{display:none}
  #sticky-cta-bar .sticky-cta-bar__actions{gap:10px}
  #sticky-cta-bar .sticky-cta-bar__btn{padding:10px 12px;font-size:.95rem}
}
@media (max-width: 520px){
  #sticky-cta-bar .sticky-cta-bar__inner{flex-direction:column;align-items:stretch}
  #sticky-cta-bar .sticky-cta-bar__actions{justify-content:space-between}
  #sticky-cta-bar .sticky-cta-bar__btn{flex:1 1 auto}
}
#sticky-cta-bar ::selection{background:color-mix(in oklab, var(--ms537tg-accent) 25%, #ffffff 75%)}
/* ms537tg:contact-form */
/* ms537tg:contact-form */
#contact-form.contact-form{background:var(--ms537tg-bg);color:var(--ms537tg-text);padding:clamp(1.75rem,3.8vw,3.5rem) 0;}
#contact-form .contact-form__inner{max-width:72rem;margin:0 auto;padding:0 clamp(1rem,4vw,3rem);display:grid;grid-template-columns:1.05fr 0.95fr;gap:clamp(1.25rem,3vw,2.5rem);align-items:start;}
#contact-form .contact-form__label{font-size:0.875rem;letter-spacing:0.12em;text-transform:uppercase;color:var(--ms537tg-slate);margin-bottom:0.75rem;font-weight:700;}
#contact-form .contact-form__title{font-family:var(--ms537tg-serif, 'Optima, Segoe UI, Candara, Gill Sans, Gill Sans MT, sans-serif');font-size:clamp(1.6rem,2.6vw,2.25rem);line-height:1.18;margin:0 0 0.9rem 0;letter-spacing:-0.02em;text-wrap:balance;}
#contact-form .contact-form__text{margin:0 0 1rem 0;font-size:1rem;line-height:1.65;color:var(--ms537tg-text);}
#contact-form .contact-form__notice{border:1px solid var(--ms537tg-border);background:rgba(255,255,255,0.7);padding:0.9rem 1rem;border-radius:var(--ms537tg-radius-md, 6px);color:var(--ms537tg-ink);font-size:0.95rem;line-height:1.5;}
#contact-form .contact-form__panel{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--ms537tg-radius-md, 6px);padding:clamp(1rem,2.4vw,1.6rem);box-shadow:0 1px 0 rgba(11,18,32,0.04);}
#contact-form .contact-form__fields{display:flex;flex-direction:column;gap:0.95rem;}
#contact-form .field__label{display:block;font-size:0.875rem;font-weight:700;color:var(--ms537tg-ink);margin-bottom:0.45rem;}
#contact-form .field__input{width:100%;box-sizing:border-box;border:1px solid var(--ms537tg-border);border-radius:var(--ms537tg-radius-sm, 6px);background:var(--ms537tg-surface);padding:0.75rem 0.85rem;font-size:1rem;color:var(--ms537tg-ink);outline:none;}
#contact-form .field__input::placeholder{color:rgba(11,18,32,0.55);}
#contact-form .field__input:focus{border-color:var(--ms537tg-accent);box-shadow:0 0 0 3px rgba(15,139,141,0.18);}
#contact-form .contact-form__textarea{resize:vertical;min-height:140px;}
#contact-form .contact-form__actions{display:flex;gap:0.85rem;align-items:center;flex-wrap:wrap;margin-top:1.15rem;}
#contact-form .btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0.75rem 1rem;border-radius:var(--ms537tg-radius-sm, 6px);font-weight:800;font-size:1rem;letter-spacing:0.01em;text-decoration:none;line-height:1.1;}
#contact-form .btn--primary{background:var(--ms537tg-accent);border:1px solid rgba(15,139,141,0.55);color:var(--ms537tg-surface);}
#contact-form .btn--primary:hover{filter:brightness(1.02);}
#contact-form .btn--primary:active{transform:translateY(1px);}
#contact-form .btn--primary:focus-visible{outline:3px solid rgba(15,139,141,0.35);outline-offset:2px;}
#contact-form .btn--secondary{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);color:var(--ms537tg-ink);}
#contact-form .btn--secondary:hover{background:var(--ms537tg-secondary);}
#contact-form .btn--secondary:active{transform:translateY(1px);}
#contact-form .btn--secondary:focus-visible{outline:3px solid rgba(11,18,32,0.15);outline-offset:2px;}
#contact-form .contact-form__fineprint{margin-top:1rem;color:var(--ms537tg-slate);font-size:0.875rem;line-height:1.45;}
#contact-form .field__input:disabled,#contact-form .btn:disabled{opacity:0.6;cursor:not-allowed;}
#contact-form ::selection{background:rgba(15,139,141,0.25);}
@media (max-width: 900px){#contact-form .contact-form__inner{grid-template-columns:1fr;gap:1.25rem;}#contact-form .contact-form__actions{flex-direction:column;align-items:stretch;}#contact-form .btn{width:100%;}}
@media (prefers-reduced-motion: reduce){#contact-form .btn:active{transform:none;}}

/* ms537tg:contact-methods */
/* ms537tg:contact-methods */
#contact-methods{padding:clamp(2.5rem,6vw,5rem) 0;background:var(--ms537tg-bg);color:var(--ms537tg-text)}
#contact-methods .container{max-width:72rem;margin:0 auto;padding:0 clamp(1rem,4vw,3rem)}
#contact-methods .section-head{max-width:56rem}
#contact-methods .eyebrow{font:700 0.75rem/1.2 var(--font-family-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);letter-spacing:0.12em;text-transform:uppercase;color:var(--ms537tg-accent)}
#contact-methods .title{margin:0.75rem 0 0;font:700 clamp(1.6rem,3vw,2.4rem)/1.15 var(--font-family-serif, 'Optima', 'Segoe UI', Candara, 'Gill Sans', 'Gill Sans MT', sans-serif);letter-spacing:-0.02em;text-wrap:balance}
#contact-methods .subtitle{margin:1rem 0 0;font:500 1rem/1.65 var(--font-family-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);color:var(--ms537tg-slate)}
#contact-methods .contact-grid{margin-top:clamp(1.5rem,4vw,3rem);display:grid;grid-template-columns:1fr 1fr;gap:1rem;align-items:stretch}
#contact-methods .contact-card{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--radius-lg,10px);padding:1.5rem;box-shadow:0 1px 0 rgba(11,18,32,0.04)}
#contact-methods .contact-card:hover{box-shadow:0 2px 10px rgba(15,139,141,0.12);border-color:rgba(15,139,141,0.35)}
#contact-methods .contact-label{font:700 0.875rem/1.2 var(--font-family-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);color:var(--ms537tg-ink);margin-bottom:0.5rem}
#contact-methods .contact-link{display:inline-block;color:var(--ms537tg-ink);text-decoration:none;font:800 1.125rem/1.35 var(--font-family-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif)}
#contact-methods .contact-link:focus-visible{outline:3px solid rgba(15,139,141,0.35);outline-offset:3px;border-radius:6px}
#contact-methods .contact-meta{margin-top:0.75rem;color:var(--ms537tg-slate);font:500 0.95rem/1.55 var(--font-family-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif)}
#contact-methods .disclaimer{margin-top:1.75rem;background:var(--ms537tg-mist);border:1px solid rgba(15,139,141,0.25);border-radius:var(--radius-lg,10px);padding:1rem 1.25rem}
#contact-methods .disclaimer-title{font:800 0.75rem/1.2 var(--font-family-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif);letter-spacing:0.1em;text-transform:uppercase;color:var(--ms537tg-accent)}
#contact-methods .disclaimer-text{margin-top:0.5rem;color:var(--ms537tg-ink);font:600 0.98rem/1.6 var(--font-family-sans, 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif)}
#contact-methods ::selection{background:rgba(15,139,141,0.22)}
@media (max-width:768px){#contact-methods .contact-grid{grid-template-columns:1fr}#contact-methods .contact-card{padding:1.25rem}}
@media (prefers-reduced-motion: reduce){#contact-methods .contact-card{transition:none}}
/* ms537tg:results-disclaimer */
/* ms537tg:results-disclaimer */
#results-disclaimer{background:var(--ms537tg-bg);padding:clamp(1.5rem,3vw,2.5rem) 0;}
#results-disclaimer .container{max-width:72rem;margin:0 auto;padding:0 clamp(1rem,4vw,3rem);}
#results-disclaimer .disclaimer-card{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--ms537tg-radius-lg,10px);padding:clamp(1rem,2vw,1.5rem);box-shadow:0 1px 0 rgba(11,18,32,.03);}
#results-disclaimer .disclaimer-head{display:flex;gap:0.75rem;align-items:flex-start;justify-content:flex-start;flex-wrap:wrap;}
#results-disclaimer .label{font-size:0.75rem;letter-spacing:0.12em;text-transform:uppercase;color:var(--ms537tg-slate);font-weight:700;}
#results-disclaimer .title{margin:0;color:var(--ms537tg-ink);font-family:'Optima','Segoe UI',Candara,'Gill Sans','Trebuchet MS',sans-serif;font-size:clamp(1.25rem,2.4vw,1.75rem);line-height:1.15;letter-spacing:-0.01em;text-wrap:balance;}
#results-disclaimer .body{margin:0.75rem 0 0;color:var(--ms537tg-text);font-size:1rem;line-height:1.6;}
#results-disclaimer .fineprint{margin-top:0.75rem;color:var(--ms537tg-slate);font-size:0.875rem;line-height:1.5;}
@media (min-width:768px){
  #results-disclaimer .disclaimer-card{padding:1.5rem 1.75rem;}
}
#results-disclaimer::selection{background:rgba(15,139,141,.22);}
@media (prefers-reduced-motion:reduce){#results-disclaimer *{scroll-behavior:auto;transition:none !important;animation:none !important;}}
html,body{margin:0;padding:0;background:var(--ms537tg-bg);color:var(--ms537tg-text);font-family:var(--ms537tg-font);} .privacy-page{min-height:100vh;} .privacy-wrapper{max-width:900px;margin:0 auto;padding:28px 18px 40px 18px;} .privacy-header{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--ms537tg-radius, var(--ms537tg-border));padding:22px 18px;margin-bottom:18px;} .privacy-title{margin:0 0 8px 0;font-size:28px;line-height:1.2;color:var(--ms537tg-ink);font-family:var(--ms537tg-font-display);} .privacy-subtitle{margin:0;color:var(--ms537tg-slate);font-size:14.5px;line-height:1.6;} .privacy-section{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--ms537tg-radius, var(--ms537tg-border));padding:18px;margin-bottom:14px;} .privacy-heading{margin:0 0 10px 0;font-size:18px;line-height:1.35;color:var(--ms537tg-ink);} .privacy-paragraph{margin:0 0 10px 0;font-size:14.5px;line-height:1.65;color:var(--ms537tg-text);} .privacy-list{margin:0;padding-left:18px;} .privacy-li{margin:0 0 8px 0;font-size:14.5px;line-height:1.6;color:var(--ms537tg-text);} .privacy-footer{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--ms537tg-radius, var(--ms537tg-border));padding:18px;margin-top:14px;} .privacy-footer-title{margin:0 0 8px 0;font-weight:700;color:var(--ms537tg-ink);} .privacy-footer-line{margin:0 0 6px 0;color:var(--ms537tg-slate);font-size:14.5px;line-height:1.6;} strong{color:var(--ms537tg-ink);} @media (max-width:520px){.privacy-wrapper{padding-left:14px;padding-right:14px;} .privacy-title{font-size:24px;} .privacy-section,.privacy-header,.privacy-footer{padding:16px;}}
.policy-page{background:var(--ms537tg-bg);color:var(--ms537tg-text);font-family:var(--ms537tg-font);line-height:1.55;}
.policy-wrapper{max-width:980px;margin:0 auto;padding:24px 16px 40px;}
.policy-header{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--radius-lg);padding:18px 18px 14px;}
.policy-title{margin:0 0 6px;font-family:var(--ms537tg-font-display);font-size:28px;letter-spacing:-0.3px;color:var(--ms537tg-ink);}
.policy-lead{margin:0;color:var(--ms537tg-slate);}
.policy-section{margin-top:18px;background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--radius-lg);padding:16px 18px;}
.policy-section-title{margin:0 0 10px;font-size:18px;color:var(--ms537tg-ink);font-family:var(--ms537tg-font-display);}
.policy-paragraph{margin:0 0 10px;color:var(--ms537tg-text);}
.policy-list{margin:8px 0 0;padding-left:20px;color:var(--ms537tg-text);}
.policy-list-item{margin:6px 0;}
.policy-contact{margin-top:18px;}
.policy-contact-grid{margin-top:8px;border-top:1px solid var(--ms537tg-border);padding-top:12px;display:block;}
.policy-contact-item{margin:10px 0;color:var(--ms537tg-text);}
.policy-contact-label{color:var(--ms537tg-slate);display:inline-block;min-width:74px;}
.policy-link{color:var(--ms537tg-accent);text-decoration:none;border-bottom:1px solid rgba(15,139,141,0.35);}
.policy-link:hover{border-bottom-color:rgba(15,139,141,0.75);}
.policy-footer{margin-top:16px;background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--radius-lg);padding:16px 18px;}
.policy-footer-row{display:flex;flex-wrap:wrap;align-items:baseline;gap:10px;}
.policy-footer-title{font-family:var(--ms537tg-font-display);font-size:18px;color:var(--ms537tg-ink);}
.policy-footer-sub{color:var(--ms537tg-slate);}
.policy-footer-meta{margin-top:10px;color:var(--ms537tg-text);}
.policy-footer-k{color:var(--ms537tg-slate);}
.policy-footer-note{margin-top:10px;color:var(--ms537tg-slate);font-size:13px;}
@media (max-width:520px){.policy-title{font-size:24px}.policy-wrapper{padding:18px 14px 32px}}

/* Design-system base */
.policy-page{background:var(--ms537tg-bg);color:var(--ms537tg-text);font-family:var(--ms537tg-font);line-height:1.5;}
.policy-wrapper{max-width:980px;margin:0 auto;padding:24px 18px 36px 18px;}
.policy-header{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--ms537tg-lg);padding:22px 18px;}
.policy-title{margin:0 0 8px 0;font-family:var(--ms537tg-font-display);font-size:30px;letter-spacing:-0.02em;color:var(--ms537tg-ink);}
.policy-lead{margin:0;color:var(--ms537tg-slate);font-size:15px;}
.policy-section{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--ms537tg-lg);padding:18px 18px;margin-top:14px;}
.policy-heading{margin:0 0 10px 0;font-size:18px;color:var(--ms537tg-ink);}
.policy-text{margin:10px 0 0 0;color:var(--ms537tg-slate);font-size:14.5px;}
.policy-list{margin:10px 0 0 18px;padding:0;color:var(--ms537tg-slate);}
.policy-list-item{margin:8px 0;font-size:14.5px;}
.policy-strong{color:var(--ms537tg-ink);font-weight:700;}
.policy-contact{margin-top:10px;padding:12px 12px;border-radius:var(--ms537tg-md);border:1px solid var(--ms537tg-border);background:var(--ms537tg-secondary);}
.policy-contact-row{display:block;margin:8px 0;}
.policy-label{display:inline-block;min-width:140px;color:var(--ms537tg-slate);font-weight:600;}
.policy-value{color:var(--ms537tg-ink);font-weight:500;}
.policy-footer{margin-top:18px;text-align:center;color:var(--ms537tg-slate);}
.policy-footer-text{margin:0;font-size:13.5px;}
@media (max-width:520px){.policy-wrapper{padding-left:12px;padding-right:12px;}.policy-label{min-width:auto;display:block;margin-bottom:2px;}}

:root{
  --ms537tg-primary:#121826;
  --ms537tg-secondary:#F6F7F9;
  --ms537tg-accent:#0F8B8D;
  --ms537tg-ink:#0B1220;
  --ms537tg-slate:#5B6472;
  --ms537tg-mist:#E6F7F7;
  --ms537tg-border:#E5E7EB;
  --ms537tg-surface:#FFFFFF;
  --ms537tg-bg:#F6F7F9;
  --ms537tg-text:#111827;
  --ms537tg-font:'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif;
  --ms537tg-font-display:'Optima', 'Segoe UI', Candara, 'Gill Sans', 'Gill Sans MT', sans-serif;
}
.policy-page{min-height:100vh;background:var(--ms537tg-bg);color:var(--ms537tg-text);font-family:var(--ms537tg-font);}
.policy-shell{max-width:980px;margin:0 auto;padding:24px 18px 40px 18px;}
.policy-header{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:10px;padding:20px 18px;margin-bottom:14px;}
.policy-title{font-family:var(--ms537tg-font-display);margin:0 0 6px 0;font-size:30px;line-height:1.2;color:var(--ms537tg-primary);}
.policy-lead{margin:0;color:var(--ms537tg-slate);font-size:15px;line-height:1.6;}
.policy-section{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:10px;padding:18px;margin:12px 0;}
.policy-h2{margin:0 0 10px 0;font-size:18px;line-height:1.35;color:var(--ms537tg-primary);}
.policy-p{margin:0 0 10px 0;font-size:14.5px;line-height:1.7;color:var(--ms537tg-text);}
.policy-ul{margin:8px 0 0 18px;padding:0;}
.policy-li{margin:6px 0;font-size:14.5px;line-height:1.6;color:var(--ms537tg-text);}
.policy-quote{font-family:var(--ms537tg-font);background:var(--ms537tg-mist);border:1px solid var(--ms537tg-border);border-radius:6px;padding:2px 6px;}
.policy-footer{margin-top:14px;background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:10px;padding:18px;}
.footer-h2{margin-bottom:10px;}
.policy-contact-block{border-top:1px solid var(--ms537tg-border);padding-top:12px;display:block;}
.policy-contact-item{margin:8px 0;font-size:14.5px;line-height:1.6;color:var(--ms537tg-text);}
.policy-contact-label{display:inline-block;min-width:92px;color:var(--ms537tg-slate);}
.policy-contact-value{color:var(--ms537tg-text);}
.policy-footnote{color:var(--ms537tg-slate);font-size:13.5px;}
.policy-date{color:var(--ms537tg-accent);font-weight:600;}
@media (max-width:520px){
  .policy-shell{padding:18px 12px 30px 12px;}
  .policy-header{padding:16px 14px;}
  .policy-section{padding:14px;}
  .policy-title{font-size:26px;}
}

.page{min-height:100vh;background:var(--ms537tg-bg);color:var(--ms537tg-text);font-family:var(--ms537tg-font)}.policy-main{max-width:980px;margin:0 auto;padding:24px 16px 40px 16px}.policy-card{background:var(--ms537tg-surface);border:1px solid var(--ms537tg-border);border-radius:var(--ms537tg-lg);padding:28px 22px;box-shadow:0 10px 30px rgba(18,24,38,.06)}.policy-title{margin:0 0 12px 0;font-size:34px;line-height:1.15;color:var(--ms537tg-ink);font-family:var(--ms537tg-font-display);letter-spacing:-0.02em}.policy-lead{margin:0 0 18px 0;color:var(--ms537tg-slate);font-size:16px;line-height:1.6}.policy-divider{height:1px;background:var(--ms537tg-border);margin:18px 0 22px 0}.policy-section{margin:0 0 18px 0}.policy-subtitle{margin:0 0 10px 0;font-size:18px;line-height:1.4;color:var(--ms537tg-ink)}.policy-text{margin:0 0 8px 0;color:var(--ms537tg-slate);font-size:14.5px;line-height:1.65}.policy-legal{color:var(--ms537tg-ink);background:var(--ms537tg-mist);border:1px solid rgba(15,139,141,.25);border-radius:var(--radius-md);padding:10px 12px}.policy-footer{margin-top:16px;padding-top:14px;border-top:1px solid var(--ms537tg-border)}.policy-footer-title{margin:0 0 10px 0;font-size:16px;color:var(--ms537tg-ink)}.policy-link{color:var(--ms537tg-accent);text-decoration:none}.policy-link:hover{text-decoration:underline}.policy-note{margin:10px 0 0 0;color:var(--ms537tg-slate);font-size:13.5px}.policy-card *{box-sizing:border-box}.policy-card a:focus{outline:2px solid rgba(15,139,141,.35);outline-offset:2px}
section[data-ms537tg-y5w]:not([data-ms537tg-y5w='header']):not([data-ms537tg-y5w='footer']) { position: relative; }
section[data-ms537tg-y5w]:not([data-ms537tg-y5w='header']):not([data-ms537tg-y5w='footer']) { border-top: 1px solid var(--ms537tg-border); }
section[data-ms537tg-y5w]:not([data-ms537tg-y5w='header']) h1,section[data-ms537tg-y5w]:not([data-ms537tg-y5w='header']) h2 { max-width: 20ch; letter-spacing: -0.035em; }
section[data-ms537tg-y5w]:nth-of-type(even)::before { content: ''; position: absolute; top: 0; left: 0; width: 5rem; border-top: 3px solid var(--ms537tg-accent); }
:root {
  --ms537tg-c-content-width: 72rem;
  --ms537tg-c-gutter: clamp(1rem, 4vw, 3rem);
  --ms537tg-c-measure: 65ch;
  --ms537tg-c-heading-display: clamp(2.5rem, 6vw, 5.5rem);
}
[data-ms537tg-dr] { scroll-margin-top: 1.5rem; }
main > section, main [data-ms537tg-y5w] { padding-inline: var(--ms537tg-c-gutter); }
[data-ms537tg-dr*='article'], [data-ms537tg-dr*='review'] { max-width: var(--ms537tg-c-measure); }
h1 { font-size: var(--ms537tg-c-heading-display); }
@media (max-width: 768px) { [data-ms537tg-dr] { min-width: 0; } }